BFSI — Lending & CreditUpdated Jul 10, 2026

How Myjar advertises

3,576 public ads run by Jar App, with 1,052 still live. Mostly about Digital gold.

Apr 11, 2024Jul 10, 2026· Meta ad library

Ads launched
2024–2026
3,576
Still live
1,052 ads
29%
Leans
94% of creatives
Video
Reused
ran as more than one ad
19%
Typical run
first to last sighting
76d
Value-led
of classified ads
82%

Key learnings

Read from Myjar's own figures against the other 4 Lending & Credit brands here.

One product carries the library.

Jar appears in 1,188 creatives, 33% of everything Myjar ran, ahead of Jar App (529), Jar app (422).

One hook does the heavy lifting.

“Save daily with ₹10” runs across 20 creatives, with Hey... wait! Don't scroll. (9), DOWNLOAD JAR APP (9) behind it.

It sells the category, not a deal.

82% of its classified creative leads on value and only 3% on a discount. What discounting there is: +75 Free Gold (334), FLAT 5% OFF ON GOLD (311).

Its ads stay up far longer than the category.

76 days on average against 21 for its peers, with 1,182 still running past three months.

The ask barely varies.

99% of its ads end on “Install now”, ahead of Install Now (10), Learn More (9).

Every figure is a count from the analysed creatives, not an estimate.

What it makes

Myjar runs 94% video against 6% static, above the 47% category average across the 198 brands in this library.

Creative category

What the ad is fundamentally doing: leading on the category's value, on a discount, or on a story.

82%15%
Value-ledDiscount-ledStorytelling

Based on the 100% of 3,576 ads that carried this field.

Format

Video against static, across everything it has run.

94%
VideoImage

3,360 video · 216 static · 11% via a creator page

Languages it advertises in

Content language of the ad, as classified on each creative.

59%12%10%10%9%
Hindi1,985Telugu408English322Tamil320Kannada306
Top 5 of 11 languages.

How much it ships

New ads first seen each month. Output fell in the most recent month on record.

New ads per month

Ads counted in the month they were first seen, so a spike is new work rather than continued spend.

0400800Jul 25Aug 25Sep 25Oct 25Nov 25Dec 25Jan 26Feb 26Mar 26Apr 26May 26Jun 26Jul 26

Of those, still running

How much of each month's output is still in market. A rising tail means recent work survived.

0250500Jul 25Aug 25Sep 25Oct 25Nov 25Dec 25Jan 26Feb 26Mar 26Apr 26May 26Jun 26Jul 26

How long an ad lasts

The typical Myjar ad runs 76 days from first to last sighting. Longevity is how creative fatigue shows up in public data: neither it nor reuse is a performance metric.

Run length

How long each ad stayed up, from first to last sighting. Short runs mean fast creative turnover.

  • Under a week918
  • 1–4 weeks828
  • 1–3 months648
  • Over 3 months1,182

4 shown · 3,576 ads across them

Based on the 91% of 3,576 ads that carried this field.

Reuse

A creative that ran under more than one ad. The source reports no spend, so this is the only signal of conviction in it.

19%81%
ReusedRan once

4,391 ad variants across 3,576 creatives

What it says

Its most repeated opening line is "Save daily with ₹10", used on 20 ads. These are the hooks it keeps coming back to.

Opening lines

The hook the creative leads with, most repeated first.

  • Save daily with ₹1020
  • Hey... wait! Don't scroll.9
  • DOWNLOAD JAR APP9
  • Save daily with ₹509
  • Start Gold Savings @ ₹508
  • Start Gold Savings @ ₹1008
  • The video starts with a math problem on a blackboard, challenging the viewer's perception of savings, immediately grabbi…8
  • A relatable scenario of impulse spending on street food, immediately followed by a solution for smart savings.7

8 shown · 78 ads across them

Offers

The deal being put in front of the buyer.

  • +75 Free Gold334
  • FLAT 5% OFF ON GOLD311
  • + 75 Free Gold270
  • Up to ₹1000 off246
  • + ₹75 Free Gold159
  • Save in 24K GOLD with just ₹10146

6 shown · 1,466 ads across them

Based on the 58% of 3,576 ads that carried this field.

Messaging angle

The primary approach the ad takes.

  • Problem/solution40
  • Problem-solution36
  • Highlighting ease of daily savings16
  • Problem-solution with ease of use and financial security11
  • Problem-solution with financial security and ease of saving11

5 shown · 114 ads across them

Emotional appeal

Model-assigned, not a platform field.

  • Financial security63
  • Ease of saving54
  • Aspiration for financial security52
  • Aspiration for financial growth17
  • Aspiration for savings5
  • Simplicity5

6 shown · 196 ads across them

Based on the 14% of 3,576 ads that carried this field.

Hook type

How the opening earns the next second.

  • Problem-Solution857
  • Curiosity601
  • Benefit / Value156
  • Offer / Price44
  • Social Proof11
  • Feature / Product7

6 shown · 1,676 ads across them

Based on the 47% of 3,576 ads that carried this field.

What it sells

The ask is almost always "Install now".

Product categories

The kind of thing being advertised, as classified on each creative.

  • Digital gold3,570
  • Jewellery1,173

2 shown · 4,743 ads across them

Named products

The specific things it puts in the ad.

  • Jar1,188
  • Jar App529
  • Jar app422
  • Jar Auto-Save85
  • iPhone 17 Pro16
  • iPhone12
  • 24K Gold7

7 shown · 2,259 ads across them

Call to action

The button the ad ends on — the single clearest statement of what it wants.

  • Install now3,544
  • Install Now10
  • Learn More9
  • Use app4
  • Shop now3
  • Learn more1

6 shown · 3,571 ads across them

Where it sends the click

Destination host, with tracking parameters stripped.

  • play.google.com1,586
  • itunes.apple.com348
  • dl.myjar.app1

3 shown · 1,935 ads across them

What it is trying to do

The source carries no funnel stage. It does carry a coarser read on each ad's intent, and only on some of them.

Performance against brand

Whether the ad chases a conversion or builds awareness. Model-assigned, and only on the ads that carried it.

100%
PerformanceBrand

Based on the 39% of 3,576 ads that carried this field.

The work

The 12 ads Myjar reused most, deduplicated by content hash so the same artwork never appears twice. The most-reused creative is the only signal of consequence the source carries: nothing here is a performance ranking, because no spend, impression or click data exists in a public ad library.

Top video creatives (12)

How the rest of Lending & Credit advertises

The biggest advertisers in this category on the same measures. Every one has its own page.

BrandAdsLiveVideoReusedTypical run
Oolka14,0859%96%80%14d
GoodScore5,04918%99%17%28d
Myjar3,57629%94%19%76d
ZET88123%89%23%29d
ScoreUp60930%98%37%13d

This is a slice of what Hawky sees

This page is built from public ad-library records alone. Hawky's Competitor Analysis runs the same read across every advertiser in a category, refreshed continuously, alongside the account's own performance, which is the half no public library contains.

How this was built

Counted from 3,576 public Meta ad-library records for Jar App, first seen Apr 11, 2024 through Jul 10, 2026. Counts include dynamic product, dynamic creative and catalogue ads, so a filtered dashboard view will report fewer.

There is no spend, impression, click or conversion data here, because public ad libraries do not carry any and none can be inferred. Creative category, hook type, emotional appeal and intent are model-assigned classifications, not fields the platform reports. Where a classification covers only part of the library, the share is stated next to the chart.

“Reused” counts a creative that ran under more than one ad. Run length is the gap between an ad's first and last sighting, over the 91% of records carrying both dates. Paid collaboration is counted from the presence of a creator page on the ad; no creator is named.

Every comparison here is computed against the 5 Lending & Credit brands in this library, not an external benchmark.